Questions About Car Loans

After you take less than 5 minutes to fill out the application, an agent will contact you to walk you through the whole process of obtaining the financing and selecting a vehicle.

You must meet the following requirements:

  • Resident of Canada
  • 18 years of age (not legal driving age)
  • Minimum income of $1,800/monthly before taxes

Head office in Winnipeg, MB. Canada-wide delivery right to your doorstep.

After submitting the application, one of our agents will contact you as soon as possible. Depending on the day, it may take up to 24 hours one of our agents to contact you.

This is a free no obligation consultation. It does not cost you any money and you do not pay anything. You are not committed to anything until we have found a vehicle that will suit your needs.

  • We look at the full picture and not just your credit score, you are more than your credit score.
  • We accept 1 day into bankruptcy or consumer proposal without a co-signer

No problem! We will still consider all trades. Contact for more info on the process.

Yes, we need to look in to your credit to further process your application.

Although a down payment isn’t always necessary, it will often help. The less you have to finance, the more likely the lender will be to approve your car loan.

While we are usually able to get approvals without a cosigner. Whether or not someone will require a cosigner or not depends on the lenders decision.

The lender wants to be able to take the payment out of your bank account each month. The easiest way to do this is to get a void cheque or stamped pre-authorized payment form.

We accept the following types of income:

  • Employment Income
  • Self-Employed
  • Seasonal Employment
  • Disability, CPP, OAS
  • Unfortunately social assistance is not accepted

As low as 4% depending on credit.

Save, build credit, get cash back!

Canada-wide delivery right to your home
No payments up to 90 days
Up to $1,000 cash back

Lenders we work with

And Many More!